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Posted by Monica Kavanaugh on 5/14/2019

After you accept an offer on your house, it may be only a few weeks before you have to pack up your belongings and move. And if you know exactly which packing supplies to pick up, you should have no trouble getting ready to relocate to a new address.

Ultimately, there are several must-have packing supplies to pick up before an upcoming move, and these include:

1. Boxes of Varying Sizes

Transporting items of different sizes can be difficult. Fortunately, there are many quick, easy ways to find moving boxes of varying sizes.

Typically, you can buy moving boxes at any home improvement or hardware store. Depending on how much you own, you may need to pick up tiny, small, medium and large moving boxes in assorted quantities.

For those who are looking to save money on moving boxes, you may be able to pick up various boxes from local convenience stores and supermarkets as well.

Contact local convenience stores or supermarkets to find out if they offer free boxes. Be sure to reach out to these shops at least a few weeks before your move; that way, you can pick up free boxes and still have plenty of time to pack up your belongings.

2. Packing Materials

Bubble wrap, polyurethane foam and other packing materials guarantee that your personal belongings will stay safe as you travel from Point A to Point B. Therefore, you should purchase a variety of packing materials to protect antiques, glassware and other fragile items during your move.

Of course, it never hurts to be creative with packing materials, either. And if you have old clothing or towels, you may be able to use these items as packing materials too.

3. Colored Markers or Stickers

If you commit significant time and resources to pack up your belongings, you surely want to know where to place these items in your new home. Luckily, colored markers and stickers make it easy to label your moving boxes.

Colored markers and stickers can help you keep track of your personal items during your move. Plus, these markers and stickers are inexpensive and easy to use, making them exceedingly valuable for those who want to streamline the process of getting unpacked at a new address.

Clearly, there are many essential packing supplies to pick up prior to moving day. If you require extra help as you prepare for an upcoming move, it never hurts to reach out to a professional moving company for support.

A professional moving company can help you pack up your belongings and take them to your new address. Also, this business employs friendly, diligent moving professionals who will help you take the guesswork out of getting ready for moving day.

Lastly, don't hesitate to reach out to a real estate agent for moving advice. This housing market professional can help you sell your house, put you in touch with professional moving companies in your area and much more.




Categories: Uncategorized  


Posted by Monica Kavanaugh on 5/7/2019

If you recently bought or sold a house and plan to move out of state, now is the time to start planning for moving day. By doing so, you can ensure that you're fully prepared to take all of your belongings to your new address.

Now, let's take a look at three tips to help you prep for an out-of-state move.

1. Create a Moving Calendar and Budget

Determine how much time is available before moving day. Then, you can put together a list of items that you will need to pack, along with various pre-moving day tasks that must be completed. With this plan in place, you'll be better equipped than ever before to seamlessly navigate the moving process.

Also, don't forget to budget for your out-of-state move. If you craft a budget today, you can avoid the risk of overspending on moving boxes and other moving supplies.

2. Don't Wait to Start Packing

Moving day will be here soon enough, and as such, there is no reason to wait to start packing your belongings.

Enlist friends and family members to help you pack Ė you'll be glad you did. With loved ones at your side, you can get plenty of assistance as you prep your belongings for your out-of-state move.

In addition, you may want to contact a moving company that specializes in out-of-state moves. If you hire a moving company, you can receive comprehensive support throughout the moving cycle.

3. Cancel Various Services

Reach out to your current utilities providers, along with cable, internet and phone services providers. This will allow you to find out exactly what you'll need to do to cancel various services prior to moving day.

Remember to connect with services providers in your new city or town too. If you contact these services providers today, you can guarantee that all of your essential services can be set up as soon as you reach your new address.

Lastly, if you need help getting ready for an out-of-state move, you may want to reach out to a real estate agent. By collaborating with a housing market professional, you may be able to simplify the moving cycle.

A real estate agent is happy to help you buy or sell a house, as well as connect you with the best moving companies in your area. That way, you can receive plenty of assistance as you count down the days to your out-of-state move.

Furthermore, a real estate agent is happy to provide expert insights into the housing market. If you need to find a new house out of state, this housing market professional can help you discover a great residence at a budget-friendly price. Or, if you need to sell your current residence, a real estate agent will help you find the best ways to optimize the value of your house.

When it comes to moving out of state, why should you be forced to leave anything to chance? Instead, use the aforementioned tips, and you can streamline the out-of-state moving process.




Tags: moving tips   moving  
Categories: Uncategorized  


Posted by Monica Kavanaugh on 4/30/2019

Keeping preschool-aged children busy and engaged takes some creative thinking. Having an abundance of options on hand is a must. In addition to the blocks, pretend play, puzzles and picture books there is a place for arts and crafts. Recent studies have confirmed the importance of playing in the 0-5-year-old age range. Crafting can help not only with the development of fine and gross motor skills but also with creative problem solving and expressing and communicating their emotional health. Having some basics on hand at all times can help stave off boredom and reduce screen time during those critical first five years. 

Their Own Stuff

The crafting industry is vast and can be somewhat of a money pit for intense crafters. You may not want to share those supplies you have spent considerable money to purchase with your little one(s). In that case, you will need to stock up where you get the most for your money. For example, picking up holiday specific craft supplies when they go on clearance. Store them well marked and use them the next time that holiday comes around. Buy in bulk and split the cost with a friend. Many craft supply online stores offer bulk pricing. Host a craft supply exchange amongst other preschooler families, this can keep you supply fresh with variety. 

Just the Basics Maíam

If you are just starting your preschoolers crafting supply, keep in mind your preschoolerís skill level. Also, keep in mind some items need extra supervision due to a choking hazard. You can start your collection at your local dollar store for a few basics.

- Construction paper

- Large glue sticks

- Washable crayons/markers

- Round-tipped scissors

- Foam shapes stickers

- Craft sticks (popsicle sticks)

- Pipe cleaners

- Modeling clay

- Paper lunch bags

- White paper plates

You can also browse your favorite thrift store for over-sized t-shirts to use as art smocks and flat sheets to use drop cloths. You can also find other items to use as craft supplies like picture frames, clay pots or skeins of yarn. 

Now What?

There are endless websites and blogs to use for inspiration and ideas for craft time with your preschooler. You can choose to go with a theme like zoo animals or camping and focus all creative projects on that for a few days. Or decide to do crafts that reflect the season of the year you are currently experiencing. Really, any time you spend being creative with your preschooler can be fun and an opportunity to learn from creative play. 

Before the next rainy day forecast gather some supplies put them in a box and plan an arts and crafts time surprise for your preschooler.




Tags: budget   kids   how to  
Categories: Uncategorized  


Posted by Monica Kavanaugh on 4/23/2019

Buying a house should be a fast, simple process. However, problems sometimes can arise that prevent a homebuyer from discovering his or her dream residence.

Ultimately, there are many factors to consider before you purchase a house to ensure you can avoid myriad homebuying hurdles, and these factors include:

1. Your Home Needs

No two houses are identical, and much in the same vein, no two homebuyers have the same definition of the perfect residence. As such, a homebuyer should consider his or her dream home demands prior to kicking off a home search.

Making a checklist of home "must-haves" and "wants" is paramount. With this checklist in hand, a homebuyer will be able to refine his or her home search and map out the property buying journey accordingly.

It may be helpful to consider your day-to-day activities as you evaluate where you want to live too.

For example, if you work in the city, you may want to find a house that is located near public transportation. Comparatively, if you have kids, you may want to consider houses that are located close to top schools.

2. Your Budget

You know that you want to buy a house. On the other hand, you still have no idea how much money is available to ensure you can make your homeownership dreams come true.

When it comes to buying a house, it pays to meet with banks and credit unions. With pre-approval for a mortgage, you'll know precisely how much you can spend on a house.

To get pre-approved for a mortgage, set up consultations with several potential lenders. Then, you can learn about all of your mortgage options and select a mortgage lender that matches or surpasses your expectations.

3. Your Homebuying Timeline

Are you looking to buy a home as soon as possible? Or, can you afford to take a wait-and-see approach throughout the homebuying journey?

Examine your homebuying timeline and plan ahead as much as possible. By doing so, you can boost your chances of finding a terrific house and minimize stress as you browse the real estate market.

Regardless of your homebuying timeline, it always helps to work with a real estate agent. This housing market professional can take the guesswork out of searching for a residence and ensure you can discover a stellar house at a budget-friendly price.

Typically, a real estate agent will keep you up to date about new residences as they become available. He or she also will provide honest, unbiased homebuying recommendations and respond to any homebuying concerns and questions.

Let's not forget about the support that a real estate agent can provide during homebuying negotiations, either.

A real estate agent is happy to negotiate with a home seller on your behalf. That way, he or she can help you secure a great house without having to worry about paying too much.

Streamline the process of acquiring your ideal residence. Consider the aforementioned factors, and you can keep things simple as you proceed along the homebuying journey.




Categories: Uncategorized  


Posted by Monica Kavanaugh on 4/16/2019

Buying a home as a single individual comes with its own set of unique experiences and challenges. Some are to be expected, like financing with a single income. While others not so much, like a more competitive market.

You know that financing will be based on your sole income. However, the vast majority of homeowners are couples who have dual incomes. Your eligibility is going to be very different than that of a couple and for some home buyers when they receive a lower number this comes as a shock. Expect to see numbers that are on the lower side of those who apply as couples.

Since you are on a sole income you may want to look into various loan types such as those that offer low-interest rates and lower down payments. Two to look at are first-time buyers programs and FHA loans.

When comparing options watch the lenders fee in comparison to the interest rate. Where you may have low-interest rate it might come with a higher lender fee. Do the math on these ratios to get a true value of each.

Before applying for mortgage approval, clean up your budget and handle any existing debts, especially expensive ones. Pay off card balances, refinance student loans, and swap out expensive monthly car payments for one that is more reasonable.

Draw up a budget and get really clear on just how much house you can afford month to month. Include the cost of house ownership and maintenance in your budget in addition to the cost of future monthly mortgage payments.

As a sole earner having savings is incredibly important as you donít have a second income to rely on. In addition to setting aside your down payment (as close to the recommended 20% as you can), build up a nest egg of three to six months worth income should anything misfortune arise.

Start the buying process well prepared with the right mindset. Smaller houses make up a lower percentage of the housing market and cheaper homes are competitive when it comes to the buying process. Be ready for a search that might go a little longer and a buying process that needs you to move a little faster than traditional ones.

Bring a trusted friend or family member with you to home viewings to have a sounding board for your decision process. Itís easier to get swept away emotionally when you donít have a partner to hash out the gritty details with. Find someone who can come to each viewing with you so that you can compare the different homes proís and conís together.

Buying a home as an individual is a unique process but it doesnít have to be a difficult or lonely one. Ask for feedback from your realtor, bring a trusted friend and know what to expect from the buying process as a sole income earner.