43 Pearl St, Middleboro, MA 02346
508-509-0671 | mjkrealtor@yahoo.com



Posted by Monica Kavanaugh on 7/16/2019

Keeping cabinets organized isnít always the easiest feat. Afterall, while cabinetry is often custom built to fit the room itís rarely custom-built to fit the items theyíre designed to store. And your family doesnít help, coming in like a tornado afterschool rampaging your cupboards for snacks and drinks. Hereís how to keep cabinets organized in a way even kids can help keep maintained.

Create bespoke organization with stacking shelves designed to add more space between cabinet shelving. This essentially allows you to at least double your storage space, if not triple it depending on how tall your cabinets are and the height of your stacking shelves. Triple shelves are especially helpful in keeping plates and bowls in their own areas without creating one big pile of them. Doubles keep mugs and glasses easily within reach without crowding each other out.

Keep like items together in easy to grab bins. Think categories like lunches, snacks, breakfast, dinner, baking. This keeps pantry items neat and organized so kids arenít wading through bags of chips to get to gummy snacks (and making more chaos). Clear containers and labels help everyone upkeep your tidy system. It also helps them find what they are looking for without you.

Bins can also be helpful if you meal plan. Pick up baskets for each day of the week and put each mealís ingredients in its designated basket along with the recipe. This makes for faster meal prep and more coveted downtime.

Homeowners often tuck appliances away in hard to reach spots since they arenít often used. However, this also makes them less likely to be used them because letís be honest, youíll dread pulling them out. Create a solution that allows everything to be easily accessed at all times. This could be by putting them on display to pull double-duty as decor or choosing stacking shelves that work with the height of your appliances.

Installing slide out drawers between shelves allows you to take advantage of the depth of your cabinets without the need to blindly reach behind items hoping youíll grab the right item. Alternatively, a lazy susan or two will help you achieve the same outcome without installation. If you take this route carry over the like-items with the like-items rule here so you know which is holding the Italian spices and which the vanilla.

Creating organized cabinets doesnít have to be expensive or hard. And it certainly doesnít have to require gutting the kitchen to completely redesign them. A trip to the container store and a trusty label maker should set you right. With the right solutions, you might even be able to get your family to them organized as well. Best of luck!




Tags: kitchen   cabinets   organized  
Categories: Uncategorized  


Posted by Monica Kavanaugh on 7/9/2019

If you're on the fence about whether to attend an open house, there is no need to worry. Ultimately, it is always better to err on the side of caution, especially if you're on the hunt for your dream home. And if you attend an open house, you may be better equipped than ever before to determine whether a particular residence is right for you.

There are many reasons why you should attend an open house, and these include:

1. You can assess a house both inside and out.

An open house provides a stress-free opportunity to walk through a house and examine it on your own. As such, an open house is a can't-miss event, particularly for a homebuyer who is actively seeking the perfect residence.

Of course, an open house enables you to learn about a home's condition both inside and out. And if you find that you like a home after you attend an open house, you can always set up a one-on-one home showing with a seller's agent or submit an offer to purchase.

2. You can envision what life may be life if you purchase a particular home.

It's one thing to look at pictures of a home and imagine what it would be like to live there. However, homebuyers who want to do everything possible to find the right residence should attend an open house to fully capture what it may be like if they purchase a particular residence.

Remember, how a home makes you feel can have far-flung effects on your decision about whether to submit an offer. And if you attend an open house, you may quickly discover whether you can picture yourself as the owner of a residence. Or, if you find that you are uncomfortable with a home, you can instantly move on and pursue other houses.

3. You can obtain home insights that you won't necessarily find in a house listing.

A home listing often contains details about a home's age, recent house upgrades and other pertinent information. But a home listing alone rarely provides you with all of the insights you need to make an informed decision about whether to submit a homebuying proposal.

During an open house, you can ask a seller's agent lots of questions about a residence. This will enable you to obtain insights that you otherwise may struggle to discover in a home listing. And as a result, you'll be able to make the best-possible decision about how to proceed with a residence.

Clearly, there are many reasons to consider attending an open house. If you need extra help as you pursue residences and debate whether to attend open houses, you may want to hire a real estate agent. This housing market professional can offer expert guidance throughout the homebuying journey. By doing so, a real estate agent will make it easy for you to find your ideal residence in no time at all.




Categories: Uncategorized  


Posted by Monica Kavanaugh on 7/2/2019

As the workforce changes and a growing number of companies seek out contractors and freelancers, many Americans find themselves in a gray area when it comes to their income. They may put in full-time hours, but on their taxes they work for themselves.

Mortgage lenders are cautious about who they lend to. They want to make sure you are a low-risk investment who has reliable, predictable income to ensure that theyíll earn money off of your loan.

This can sometimes make it difficult for freelancers, contract workers, or the self-employed. Not only might your taxes be unconventional, but your income could vary depending on the time of the year and the amount of business you receive.

Itís easy to see why many people would be anxious about applying for a mortgage under these circumstances. However, if youíre self-employed, thereís no need to worry. You can still get approved for a mortgage at a fair interest rate--you just need to do a bit of work to provide the right documents to your lender.

In this article, weíll show you what documents and proof of income youíll likely need and how to present it to a lender to make the process run as smoothly as possible to get you approved for your mortgage. Hereís what you need to do.

Organize your records

Before applying for a mortgage, itís a good idea to take a look at your record-keeping process. As a self-employed worker, youíre probably already used to tracking your own income. However, this will help the lender analyze your income easier and move the process along more quickly.

Having a master spreadsheet of your dated invoices, paid amounts, and the names of your clients is a good place to start. Youíll also want detailed, easy to read information for your previous employers, landlords, references, and any other information you think will be pertinent.

Next, gather your tax documents for the last three to five years. As a self-employed worker, you likely file a Schedule C (Form 1040) and a Schedule SE. Make sure you have copies of these forms.

Dealing with deductions

Many self-employed workers write off business expenses in their tax returns. Travel expenses, internet, and other costs associated with doing business are all ways to save by reducing your taxable income. Doing so can save you money, but it can also reduce your net income which is what lenders will see when you provide them with your information.

If youíre hoping to get approved for a bigger loan, one solution is to plan your taxes in the year prior to applying for a mortgage. Make fewer deductions than you normally would to increase your net income.

Be ready to clarify

When a mortgage lender is reviewing your information, make sure you are open and available to provide any information that can be helpful to them in considering your application. Being prompt and accurate with your responses will signal to your lender that you are willing to work with them.





Posted by Monica Kavanaugh on 6/28/2019

This Single-Family in Lakeville, MA recently sold for $350,000. This Ranch style home was sold by Monica Kavanaugh - Uptown Realtors, LLC.


114 Main St, Lakeville, MA 02347

Single-Family

$338,000
Price
$350,000
Sale Price

5
Rooms
3
Beds
1
Baths
PRICE DROP! Congratulations! You've found it! - That charming Ranch-style home offers all the value you are looking for! Sitting on 1.4 acres of land, this home with a rustic feel, in Lakeville, for under 340K, is a MUST SEE!! This gem has over 1200 sq ft of living space and ~500 sq feet in the partial finished basement with 2 bonus rooms (electric baseboard heat control in each room)! This home has it all! Fireplace, wood stove, GLEAMING hardwood floors left and right including bedrooms, recessed lighting in the living room, beautiful in-ground pool with fenced in pool area, stone patio, and a MASSIVE 2-car garage! Want more? An excellent sunroom with incredibly large windows, and this is so move-in ready that appliances are included. Give your family the gift of this lovely home, at the price point you just don't see in Lakeville anymore! OPEN HOUSE SATURDAY (5/11) from 11-12:30pm.

Similar Properties





Categories: Sold Homes  


Posted by Monica Kavanaugh on 6/25/2019

Hopefully, you've made plans in case of emergency and prepared your family by discussing your arrangements and creating an emergency kit. However, surviving the crisis is only part of the battle. The recovery takes a lot longer and requires even more early planning. You can prevent a lot of damage to your home by designing it or updating it to handle whatever comes.

Check and Reinforce your home.

If your area is subject to hurricanes, you need to be careful about choosing the right windows, doors, and roof. Have a professional check out your roof and determine how well-braced it is. They can provide suggestions on the best way to reinforce or add bracing to protect your roof from strong winds. If your windows or doors break and open during the storm, the interior damage to your home will be much more significant. Review your doors and windows to determine if storm shutters and reinforcing bolts are necessary improvements. Don't forget about the garage door. If you're at risk, your local government probably requires wind-resistant garage doors so check your building codes and make sure your door comes appropriately equipped. If it's not, get a retrofit kit to stabilize the door.

Live in tornado alley or an area with high thunder and hailstorms? Plan a yard that will be safe in case of disaster. Keep trees away from your home to prevent them from falling in and causing damage and consider wood chips or mulch instead of gravel which can act like additional hail in high winds. Review your roof and determine its impact resistance to see if you can make any improvements. If improvements are not an option, then be aware of how much damage you might suffer so you can plan for the financial ramifications. High storm areas are subject to flooding, but you might be in a flood-risk area just due to your altitude or if there is nearby water. If you live in a flood-risk area, ensure that your furnace, water heater and electrical panels are off the floor or foundation. Use waterproofing compounds to seal basement and ground floor walls and install "check-valves" in your sewage lines to prevent backup into your drains.

If you're likely to experience an earthquake, you need to check the stability of the entire home. Have a professional check the whole property from roof to walls to the foundation and any brickwork to determine if you need any fortification. If its an older home, especially pre-1935, ensure the house itself is bolted to the foundation. Once you've stabilized the house, you need to do the same thing with your belongings. Use wall and floor fasteners to secure heavy furniture that could be dangerous if it slides around or tipped over. Also, secure large appliances and look into breakaway cords to allow smaller devices to disconnect from the wall instead of pulling on your utility lines. Make sure you have an extra secure space for your family to retreat to in case of danger.

Everyone is in danger of fire, no matter what your location or weather. Protect yourself by installing smoke alarms on every floor, specifically near all sleeping areas and near any appliance with an open flame. Regularly check the batteries on your alarms, ensure they work all the time and replacing batteries if necessary. Make sure all sleeping areas have an available exit to the outdoors, especially upstairs bedrooms. Any window that opens can have an escape ladder nearby or installed to allow for quick and safe exits.

Check Your Insurance and Save Just in Case

All homeowners' insurance is different. Triple check that your policy covers all the disasters you possible in your area. Most policies cover tornadoes and fire, but hurricanes, hail, storms, and flooding are often not covered at all. Check with your insurance carrier about your options to increase your protection. Even the best insurance has a deductible, but it usually requires additional funds to recover your property after a disaster. It is not too early to establish funds in case of a rainy day (or a flaming day, shaking a day or windy day) by putting aside money regularly. You've put so much into the home, that you don't want to lose it. Research the likely damage and replacement costs given your location, risks, and home construction. Once you have the appropriate information, you can start estimating possible expenses and set a reasonable goal amount for your fund.

Always find out your risks before purchasing or building a home when possible. Ask your real estate agent for help finding a home prepared in case the worst happens.